Co-Pay Only Covers the Visit to the Doctor
You might not know this, so here is the scoop. Co-pay coverage only pays for the visit to the doctor – period. It does NOT pay for lab tests and other things ordered. Those are separate, and those add up quickly. So be prepared.
This is one of those situations where you really need to know what your co-pay plan actually offers, not find out later. It is a funny thing, really, that a lot of people feel they pay less at the doctor’s office when they have co-pay coverage. That’s not the truth.
For instance, co-pay only pays about $30 for a $40 benefit. It is a small benefit, and not really worth it! Know what your co-pay plan really does cover and how much. This will save you some nasty surprises later.
To learn more and get a health insurance quote, visit https://www.benepath.com