No pay or co-pay, which suits you?

You have co-pay if you work for a company and only pay a part of the doctor’s office bill when you go. It’s that simple, and yet complicated all at once. Many people adore their co-pay and would be lost without it, and that’s the problem if they quit their jobs or get laid off – no more co-pay. If you want to opt to get co-pay later, that costs big bucks.

Many people don’t realize that co-pay is NOT insurance, it’s a benefit and companies pay out a lot of money to offer co-pay as a perk for their workers. This isn’t to say you can’t get co-pay if you’re on your own, but ask your local insurance agent about that first, as you may have to re-think that strategy and opt for something more affordable.

To learn more and get a health insurance quote, visit https://www.benepath.com