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How Much Do Medical Procedures Cost?

If you’re like most of us, you often wonder how much your doctor makes when they see you. Or you wonder what that operation you just had was billed out at. You’ll know how much when you get the bill later, but we mean, what is the real cost of health care, not the inflated cost the system is gouging people to pay. If you knew just what something cost, it would be a major, shocking revelation. If you don’t think the prices are inflated and over-the-top in some instances, think again.

If you knew just how much it really cost to see a doctor, go to the ER or urgent care, fix a broken ankle, battle pneumonia or hand out antibiotics for a strep throat, you would be thinking twice about using any doctor’s office, ER or urgent care facility as your one stop medical shop for colds, coughs and bouts of flu. You would not run for care for a cut, bumps or bruises or stop by to ask for the latest medication out on the market that you heard about. Use the system wisely, or it will use you.

To learn more and get a health insurance quote, visit https://www.benepath.com.

Posted on Monday, April 16th, 2012. Filed under Health Insurance.

No Guarantees for Health Insurance Plans

Just because you asked for a health insurance quote doesn’t mean you will actually get the health insurance plan you want/need. Millions of Americans face a dilemma today of having pre-existing conditions, making them a high risk and therefore declined by many insurance companies. In addition, if someone would issue them a policy, the premium would be astronomical because they were a high risk.

While many people may want insurance, they just might not be able to get it unless they opt to get insurance through the state risk pool. While it might not be what you want, it may be less expensive and you still have health insurance that will work for you.

To learn more about Health insurance quotes, affordable health insurance, affordable health insurance quotes, health insurance plans, visit Benepath.com.

Posted on Saturday, April 14th, 2012. Filed under Health Insurance.

Health Care Reform Will Bring What?

Well, isn’t that the burning question of the day. What will health care reform bring to Joe and Josephine American and their kids and extended family? If anyone has the answer, feel free to let us know, because if you listen to the political gab, you are likely still in the dark. We have a sneaking suspicion that is the case because the politicians don’t have a clue what will happen either.

How do you vote? Good question, particularly if health care is a serious issue for you. No matter what age you are, provided you are voting age, health care affects you directly – now and for the future. What will your future hold with the advent of health insurance exchanges and mandatory health insurance?

To learn more and get a health insurance quote, visit https://www.benepath.com.

Posted on Saturday, April 14th, 2012. Filed under Health Insurance.

Cut the Cost of Health Insurance Premiums by Being a Smart Buyer

There really are ways to reduce the amount you pay for premiums every month. Consider hiking your deductible. Yes, you will pay more money out of pocket before you hit the max ceiling, but your premiums are lower and you still have the coverage you want. Consider opting for a co-pay arrangement. Just get only the kind of coverage you need. Faithfully use generic drugs. Stay healthy.

Sound simple? It is actually and the point is the more you do to keep your costs down, the better things will look for you when you need to make a claim. Yes, you may go a few years without using your health insurance, but the day you do need it, is the day you are thankful you kept up coverage, particularly if you are staring at a $10,000 bill for a broken leg. And no, you don’t save money by not having health insurance. The opposite is true instead. You would be in massive debt without it. Health insurancemakes ‘cents.’

To learn more and get a health insurance quote, visit https://www.benepath.com.

Posted on Thursday, April 12th, 2012. Filed under Health Insurance.

Health Insurance is Vital to Your Well-being

Staying healthy is sometimes a big challenge. We have new flu strains, mutated viruses, accidents on the rise, war casualties and the list goes on. All of these scenarios require medical care at some point. If you don’t have health insurance, how will you pay for your care? If you are rich and have money set aside, you might be just fine. However, if you are like the vast majority of Americans, you barely have enough left over each month to buy a package of chewing gum. It’s squeaky tight out there when it comes to trying to pay bills.

 

This is one of the biggest reasons why there are millions of Americans that do not have health insurance. They can’t afford it. However, without it, they won’t be able to even afford what little they have now. No insurance means huge medical bills if they need to see a doctor or go to the hospital. Give this some thought. How will the mandatory insurance in 2014 work? Those without it will be fined every year, but will they get medical care? Who will pay the bills then?

 

To learn more and get a health insurance quote, visit https://www.benepath.com.

Posted on Tuesday, April 10th, 2012. Filed under Health Insurance.

Health Care Quotes are the Place to Start When Looking for Health Insurance

If you have resigned yourself to the fact that at some point you need health insurance, then start hunting for health care quotes online. Now is actually a good time as the industry is in a competitive mode in anticipation of 2014. They can offer deals to get more customers. If you want something reasonable, you can find it on the Internet within mere minutes. All you need to know is what you want and need for health insurance coverage. If you have a budget, write it down and stick as close to it as you can, and mention that budget to any agent you speak with as well. Their job is to help you find something that will suit your needs. Their advice is free and they get paid by the insurance companies, so calling and asking questions is a smart move. You get the best of advice and some helpful hints to assist you in making an informed buying decision.

 

To learn more and get a health insurance quote, visit https://www.benepath.com.

Posted on Sunday, April 8th, 2012. Filed under Health Insurance.

What Health Insurance Companies Should Offer

Health insurance companies would likely do a whole lot better when it comes to customer relations if they’d just take the time to point out to their customers what they “are” getting in their health insurance contract – and – what they are “not” getting. It only makes sense to find out what you are not covered for so you can make the decision to either get a different policy or up your coverage.

Never take the policy at face value and “assume” anything. Unless you know for sure what it says, you may find out later that your interpretation wasn’t the right one and the health insurance company that sold you the policy will shrug its shoulders and say: “We told you to read the policy.” They may just have a valid point. After all, would you go to a restaurant and not read the menu but expect to get what you wanted?

To learn more about Health insurance quotes, affordable health insurance, affordable health insurance quotes, health insurance plans, visit Benepath.com.

Posted on Thursday, March 15th, 2012. Filed under Health Insurance.

You Have to Read the Fine Print on Your Health Insurance Policy

If you don’t know what’s in your health insurance policy, you’re not alone. Millions of Americans have no idea what they buy when it comes to health insurance. The thing is though, if you don’t know what health insurance you have until you need it, and then you find out you don’t have what you thought you did. You’re not going to be a happy camper. Read the fine print.

If you get caught without the kind of health insurance you “thought” you had, guess who pays the medical bill? Right, YOU do. So make it a point to know what you’ve got. If you don’t and get hung out to dry later, you will have no one to blame but yourself.

To learn more about Health insurance quotes, affordable health insurance, affordable health insurance quotes, health insurance plans, visit Benepath.com.

Posted on Wednesday, March 14th, 2012. Filed under Health Insurance.

Health Insurance Policies For Now And For 2014

Still thinking you do not need health insurance? Right now, you can live that way if you choose and hope that nothing happens to you medically speaking – like a broken leg or arm, a car accident or slip and fall. Some people go years without needing any medical help. Then, one day, something happens and they go to the hospital and they cannot pay their bills, because they have no health insurance. Their options are very few and the lesson hits home hard.

With health insurance, the bills are less. Without it, debt and bankruptcy are intimate companions and this is just 2011. What do you think will happen when 2014 rolls around and you are mandated to have health insurance or be fined? Time to do some serious thinking about having health insurance before time runs out.

To learn more and get a health insurance quote, visit https://www.benepath.com

Posted on Wednesday, March 7th, 2012. Filed under Health Insurance.

Health Insurance Quotes That Are Affordable

The word affordable in insurance lingo may mean great pricing for the policy you want, or it may mean affordable coverage that you require. We would all love to have the preferred rate wouldn’t we? A low, easy to afford rate that looks good on the website would be nice, but that rate just does not apply to everyone, and it may not apply to you either. Talk to a local insurance agent first before you count your savings.

You get what you pay for when it comes to insurance (and other things in life), so make sure you get a policy that will be there when you need it. Letting your local health insurance agent know what you need helps you get the proper coverage at a reasonable price.

To learn more and get a health insurance quote, visit https://www.benepath.com.

Posted on Sunday, January 15th, 2012. Filed under Health Insurance, Life Insurance.