Your Health Insurance Plan May Not Cover Your Dental Needs

While some health insurance plans do come with a vision and dental component, most of them do not. If you need and want dental coverage, make sure you ask your insurance agent precisely what is included in your potential policy. If you buy health insurance assuming you have dental and vision coverage, you might find out later that the cavity you had filled costs you money directly out of your pocket.

At the dentist’s, ask about the various categories of coverage. Many dentists classify various procedures differently, which may affect what kind of dental plan you want from your insurer. Similarly, if you enroll in dental coverage through your workplace, check your policy. Know what to expect when you make a dentist’s appointment.