Is There Good Value in Co-Pays?

This is another interesting question, and it all depends on your point of view as to whether or not you are getting good value for your money. Look at it this way. Picture an expensive restaurant with an a la carte menu. Most of them do not tell you how much the dish you ordered is going to cost you when all is said and done. However, no matter what you do order and consume, you have to pay for it. Well, It is the same thing with co-pays. A co-pay plan may pay about $40 for a $50 benefit.

If you’re hooked on co-pay because you think you are getting value for your dollar, you might want to take another look at that assumption. The co-pay really only covers the doctors office visit. If you go any place else for tests, you pay the freight. It is extra. Sad but true, many people have no idea how much the real cost of service is when they visit the doctor.

To learn more and get a health insurance quote, visit htpp://www.benepath.com