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Health Savings Accounts and the Over 55 Crowd.

Yes, you can get an HSA if you are over 55. The only thing you will need to know right up front is that if you do choose to go this route, you will need to catch up payments in order to be in a beneficial position. If you’re older, you might be able to swing that, as many older Americans do tend to have assets by that age. Although with the recession, this isn’t as frequent as it used to be.

You don’t have to go with an HSA if you don’t feel it’s the right thing for you. You could go with Major Medical instead or even with a Co-pay plan. Your life is unique and you will want what works the best for you, so make it a point to talk to an expert health insurance broker who can assess which plan(s) will work for you.

Posted on Tuesday, February 9th, 2010. Filed under Health Insurance, Life Insurance.

Affordable Health Insurance Is A Partner For Your Life

If you have ever wanted a partner to look out for you through thick and thin, pay your bills for you, make sure you stay well and get what you need when it comes to medical care, then you have found that partner in an affordable health insurance plan. Think about that for a minute. Without this partner, albeit a silent one, you would have no one caring for you when you needed medical help.

Without this partner you would be stuck for huge medical bills for care you may need, either short or long term. Do not think that you can make it through life without a partner that cares for you when the chips are down. Find a way to make health insurance a part of your life.

To learn more and get a health insurance quote, visit https://www.benepath.com

Posted on Thursday, January 21st, 2010. Filed under Health Insurance, Life Insurance.

Health Insurance Quotes Provider Expands in the Face of Recession

One of the nation’s leading online health insurance quotes providers has significantly expanded over the past few months. In spite of the recession, the company decided to make some key strategic moves to take advantage of what they saw as a great opportunity to grow the business.

Seeing their business growing during the recession Clelland Green, Benepath’s CEO, decided to double their quoting capacity for individual and family health insurance plans and enter into the group health insurance quotes business. “We are already seeing a payoff for these investments as the demand for our service from agents around the country has been steadily climbing,” Clelland noted.

Benepath will be offering their group insurance quotes program to agents over the coming weeks and the company reports that they already have several sales and a sizable number of agents who have requested these health insurance leads over the last year. Sales are expected to ramp up quickly as demand for group insurance leads is very strong.

As with other Benepath innovations, their entry into group insurance is not without a distinguishing benefit to businesses and consumers. We are the only group insurance program on the internet which can easily accept and deliver all the information necessary to provide quotes, especially for large companies. This makes it easy for businesses to get competitive insurance bids and for agents to help new customers.

About Benepath: Benepath gives health insurance quotes to consumers across the country and provides exclusive health insurance leads to high quality, local insurance agents. Benepath uses their proprietary technology platform to provide consumers with real-time health quotes from a local agent’s quoting system; branding the agent and providing the consumer with health insurance quotes from both local and national health insurance companies.

Posted on Tuesday, May 19th, 2009. Filed under Group Insurance, Health Insurance.

Health Insurance Rates Are More Affordable Than the Cost of Medical Services

The onset of 2009 has seen a tremendous increase in health insurance rates. Small businesses are expecting to pay a 50-60% increase in their plans. To offset this rise in cost and make sure that businesses signed up again, carriers were even encouraging renewals before the end of the policies. This poses a tremendous concern for employees who, at the same time, cannot afford to not have coverage because their employers could not afford to buy the plans.

Companies that no longer offer comprehensive benefits because of the sky rocketing health insurance rates expose their employees, their greatest assets, to unmanageable costs for medical services. Employees with families choose their jobs carefully and plan their careers on being able to provide for their families. They are responsible for the quality of living of their children, and if that means leaving and taking another job that allows them to provide health insurance, rates may become too expensive not to afford.

Posted on Sunday, May 17th, 2009. Filed under Health Insurance.