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What is a co-payment?

A co-payment or “co-pay” is a specific dollar amount that plan members are required to pay for a specific service. The most common examples of co-payments are for office visit or prescription drugs, after which the insurance company will absorb the remainder of the cost. Co-pays frequently range from $10 to $50, although all plans vary in their specific charges.

Individual and Family Plan FAQs

• Do I make payments directly to the insurance company?
• How do I know you are finding me the lowest premiums?
• How do I pick the best health insurance plan for me?
• How do I start my coverage?
• How is a network used by insurance companies?
• If I provide my personal information to Benepath, how do I know it is safe?
• Is there any obligation for me to buy an insurance plan once I have applied?
• What if I only want to insure my children?
• What is a co-payment?
• What is a deductible?
• What is a Health Maintenance Organization (HMO)?
• What is a Health Savings Account (HSA)?
• What is a Point of Service (POS) plan?
• What is a Preferred Provider Organization (PPO) plan?
• What is an Indemnity plan?
• What is coinsurance?
• What types of individual and family insurance plans does Benepath offer?
• Who do I contact if I need help?
• Why Benepath?
• Why will individual and family health insurance work for me?