Need Health Insurance?

How much of the employees’ premium is the employer required to pay?

Usually, an employer is required to split health insurance costs right down the middle, covering 50% of the employee’s monthly premium; however, different states and insurance companies have different minimum employer contribution levels. In the case of the 50/50 split, the employee is responsible for the remaining 50% of his or her premium as well as 100% of the premium for any dependents. It is up to the employer to decide whether or not to cover more than the minimum contribution. While completing an application with the insurance company of your choice, you will have the opportunity to specify your level of contribution for your employees and their dependents.

Small Business Health Insurance FAQs

• Am I eligible to enroll under a small business health insurance plan?
• Are there tax benefits that accompany buying group health insurance?
• Does my company qualify for group health insurance?
• How do I choose the best group health insurance plan for my company?
• How much of the employees’ premium is the employer required to pay?
• Is dental coverage automatically included?
• Should I only include employees who want insurance?
• The only two employees in our company are my spouse and me. How should this information be entered?
• What are the different kinds of group health insurance?
• What is a benefit rider?
• What is a Health Maintenance Organization (HMO)?
• What is a multi-plan?
• What is a Point of Service (POS) plan?
• What is a Preferred Provider Organization (PPO)?
• What is an Indemnity plan?
• What is the process for obtaining small business coverage?
• Why do you need to know my zip code?
• Why should I provide group health insurance to my employees?
• Will my final group health insurance costs be the same as the rates on my initial quote?