The maximum yearly contribution for individuals is $2,850 and $5,650 for families. It is not required that you deposit the maximum amount into your HSA each year, although a small minimum monthly contribution is required by some HSAs. An important fact to remember for those between the ages of 55 and 65 is that you have been afforded a special eligibility to deposit up to $800 more than the maximum annual contribution as a way of “catching up,” since HSAs were not available until recently.