The main items necessary to obtain an accurate premium quote are gender, home ZIP code, age, the number of family members enrolling, and in some cases, spouse’s date of birth. Although you can get quotes by providing less information than this, the most precise quotes will be found by including all of it. You might find it to be worth your while to collect this information from your employees so that you will have the opportunity to make the smartest, most well-informed choices. Your employees will also have the opportunity to update this information through the enrollment process.