Will 2014 bring affordable health insurance?

There’s a lot of hype about what health insurance policies will cost in 2014. Does anyone know if it is true? In a word? No. It could go either way, as it is largely uncharted territory. While it is nice to suggest bulk buying in turn reduces premium prices that is not always the way things work. But the thing is, not everyone will want the choices presented to them. That’s inevitable. Some say there will not be as many choices then as there is now. But who knows?

Some pundits also speculate that prices may be higher because there is a captive market. Then again, they could be lower, because that same market is large and if they all buy a policy, the insurance dudes can lower prices. And then, what about the government? Where do they fit into all of this? What are they going to do for those who need health insurance, but are homeless? And they pay for a policy how? 2014 is likely to bring more questions, rather than provide clear direction and answers for people wanting how the new normal will affect them. Get your health insurance now. It’s a smart way to beat the confusion.

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