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Why do you need to know my zip code?

Each geographical area has its own “usual, customary, and reasonable” (UCR) rate that is based on the area’s availability of certain services, the average cost of those services, and the number of providers in the area. As a result, health insurance rates also vary from area to area, frequently following the geographical boundaries of zip codes. Usually, the rates for each specific small group plan are based on the zip code where the employer’s main address is located.

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