Need Health Insurance?

Mutual of Omaha

Mutual of Omaha offers Medigap policies to help you get the complete health insurance coverage you need. Although the original Medicare plan does cover a number of costs, there are some expenses that it does not address. Medigap policies will help fill in the gaps if you are eligible for Medicare. Medigap is sold by private health insurance companies like Mutual of Omaha. Prospective and existing customers should be aware that Medigap policies will not work with any other type of insurance than Medicare (including, but not limited to veterans benefits, union/employer group coverage, and TRICARE).

Medigap policies help participants pay their share of deductibles, co-insurance and co-payments for Medicare services. They also provide coverage for some costs not included in the original Medicare policy.

Every Medigap policy must follow state and federal laws and clearly mark itself as Medicare supplemental insurance. Insurance companies that sell Medigap insurance may only sell Medigap policies that are identical. The policies are recognized by their alphabetical labelling (A through N). Since the policies are standardized, all of them must offer identical basic benefits regardless of the seller. Cost will be the only difference between various insurers.

There are, in total, 11 plans in the Medigap series in all states (with the exception of Massachusetts, Minnesota and Wisconsin). Insurance carriers can choose which plans they offer the public, but every insurance company is required to offer Plan A.