We all know, or most of us do, that Obama has said that the health care reform act is designed for everyone’s benefit and that everyone will have access to affordable, high-quality care. Sounds great. Sounds like an election promise (and it was). However, first of all, since when has health care been affordable? Secondly, with the number of medical malpractice lawsuits filed every year and the number of deaths due to medical malpractice every year, where does the high-quality health care remark come into play?
This is not to say that all medical professionals are negligent, as many are outstanding, caring, good doctors. However, it is evident that there are enough bad medical professionals that mess the system up for the rest of them. Nonetheless, none of this addresses the costs of medical care. Sure, there are many reasons why medical care is so high, but in reality, it is so high because doctors charge what the market will bear. Except now, more people are going bankrupt and the bills are not getting paid.
Maybe it is time for doctors and other medical professionals to re-evaluate what they are charging for their services.
To learn more and get a health insurance quote, visit https://www.benepath.com
Anyone recall that during one of the more recent election campaigns that one candidate, who should remain nameless, (but ok, it was McCain) talked about banishing borders between states and letting anyone buy health insurance anywhere they wanted. Somehow, he seemed to think that would save consumers money.
It might have done that, but ask yourself this question: If you live in New Mexico and buy insurance in Alaska, how is it relevant in terms of what hospitals to use, which doctors to see and what you can and cannot do inside or outside any networks. The folks in Alaska could only sell a generic, basic policy that may save bucks, but if it does not address your health insurance needs when you need it, ultimately, what good is it?
You might also recall the senator wanted to let medical professionals practice wherever they wanted. While that might extend their ability to care for more patients, it does nothing to address what they charge. So, anyone else got some good ideas? Or do we wait to see if health care reform does kick into effect, mandating health insurance or else you get a penalty in 2014?
To learn more and get a health insurance quote, visit https://www.benepath.com
Wouldn’t that be something if health care could be changed overnight – right? Wouldn’t you like to pay out less money for health insurance and medical bills? Of course you would, but how do you accomplish that?
Unfortunately, this is an issue that rests squarely with the government, and one that they have evidently dropped the ball on for many years. At the present rate of price escalation for medical care, there will be millions of Americans who will not be able to seek medical care when they need it. This is something that goes against the rights entrenched in the Constitution.
While it would be nice if the system would change overnight, it is huge and slow to welcome or adapt to change. Furthermore, all the levels are linked together and if you make adjustments to one, it affects another level. Getting anything to change without a major battle is virtually impossible. It would take more than eight years as President to even scratch the surface of what needs changing in health care and make any kind of difference. So health care reform is a start, but where is it going?
To learn more and get a health insurance quote, visit https://www.benepath.com
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Thanks to health care reform, those without health care access will have it by 2014 – IF everything falls into place, if the current administration is still in power then and if the government does not back out and trash the whole idea. Stanger things have happened. That aside, if this does all come to pass, if you do not have health insurance, you WILL need it or you face a fine. While that’s a different method to provide access to health care for people, it may help some families deal with injury and illness without fear of horrendous medical bills.
The thing is, IF everyone in the nation will HAVE to have health insurance for 2014, it only makes sense to find out what is out there right now. Don’t wait until the last minute and be faced with options you don’t want or that don’t work for you. Act now and find out what you need to know for the future. Your health depends on it.
To learn more and get a health insurance quote, visit https://www.benepath.com
Health insurance really is NOT optional, despite the fact that some think they can do without it. Those that do without, are usually the first to find out, after an accident or illness, that they should have gotten health insurance. By then, it’s too late and the bills are burying them. All this because they thought they could save money.
You only save money if you do not ever need medical care and frankly, that is completely impossible for anyone. Since health insurance policies are reasonably priced these days thanks to the health care reform act, why not find out for yourself how inexpensive your peace of mind in the event of a medical necessity may be?
To learn more and get a health insurance quote, visit https://www.benepath.com
Health insurance policies and how they are will be offered to the public over the next few years will change, largely because of the health care reform package. There will be health insurance exchanges and reasonably priced health insurance policies for all. At least, that is the theory. Whether or not that happens in practice is another story.
In the meantime, you may be able to take advantage of some good pricing on policies right now and in the foreseeable future. The fact is, everyone does need health insurance and if they do not have it, they are not saving money; not if they have an accident or illness that means they need medical care. Without insurance, the bills will put people into debt. With health insurance, you stand a chance. Check it out.
To learn more and get a health insurance quote, visit https://www.benepath.com
This is a really interesting question. Do you think health care reform will still be with us in 2014? Judging by what is and is not going on in Congress these days, the answer to that is maybe. It cannot be otherwise when politics in involved in something so major that it directly affects every American’s access to health care.
Then, do not forget about the lawsuit that several states filed saying that mandating that people buy health insurance is unconstitutional. That case is still rattling about the court room. What will the decision be? Who knows, but whatever it is, it will have an impact on health care reform in many different ways.
Will we get to the point where we have to buy health care insurance or else? If we do, how will those who live under a bridge or in shanty towns pay for it? How will low income families pay for it? Ultimately, how will all of this affect the American taxpayer? Food for thought, indeed.
To learn more and get a health insurance quote, visit https://www.benepath.com
If you do not have two clues what your health insurance policy says, join a crowd of millions who figure they can find that out later when they need to know or when they need to use their policy. The problem with that is if they wait until the need to use the health insurance and THEN find out what they thought was covered, is not, it’s not a good day for anyone.
This cannot be emphasized enough. Read the four corners of your health insurance policy simply because if you know what is and what is not covered, you will not get any surprises later and wonder why something is NOT covered. Why wait until you get a claim denied to find out that what you thought “was” covered isn’t in your health insurance policy?
To learn more and get a health insurance quote, visit https://www.benepath.com
Do not make the mistake of thinking that health insurance companies really have your best interests in mind, because the truth is that they are in business for one thing, to make money. Actually, any business has the same point of view. They are in business to make a living and provide a service. The service of providing health insurance is a bit different that selling bagels, but you get the idea.
If you want health insurance, you pay a company to take the risk to cover you. They figure you should take care of yourself and not cost them money. Unfortunately, things do not always work out that way and you do get sick and they do have to pay on your claims.
Sadly, there are cases every year where insurance companies deny claims for what appears to be unreasonable requirements. Before you buy health insurance, check everything out from what is included in the coverage to what is not and from what will make them terminate your coverage to when they are going to raise the rates next. Being informed in advance means you will not get too upset if they refuse or reduce a claim.
To learn more and get a health insurance quote, visit https://www.benepath.com
No one said the medical discount plans were a bad idea. They do have some good things going for them, like discounted medical services and equipment, etc. However, they are NOT health insurance. Do not make the mistake of thinking that they are, or you are in for a surprise. They tend to work well when used in partnership with traditional health insurance, but as a stand-alone thing, you’d be in hot water if you needed medical care.
If medical discount plans appeal to you, then by all means, do the research and find out precisely what you get and do not get. Then, you have the ability to make an informed decision. Never leap before you look or the consequences may not be what you expect.
To learn more and get a health insurance quote, visit https://www.benepath.com
