As of 2014, under the Affordable Care Act (ACA), everyone who has not previously held health insurance is required by law to obtain it through a health care exchange. Unfortunately, the process is seemingly fraught with a number of serious glitches and security issues. What’s an average American to do when he or she wants to sign up for health insurance? With the frustrating setbacks, people are struggling to “convince” the system to let them complete their forms or proceed through a frozen site.
Fortunately, there are other options for those trying to use a health insurance exchange. Private health insurance may seem too expensive at first glance, but the marketplace is very competitive right now. As such, now is the best time to take advantage of price fluctuations. If you want to gain control over the health insurance plan and budget you choose, you may prefer to deal with private insurance companies. Not all government-run agencies are effective, efficient or simple. If you want to ensure that you meet requirements without undue hassle, private insurance likely offers your best alternative.
For more information on health insurance coverage or to get a free quote in just a few minutes, visit EZ.Insure!
This is an ironic story, about a man who figured he did not need health insurance. He was big. He was tough. He worked hard as a logger and was in great shape. He was lean, mean and knew a thing or two about felling huge trees so no one got hurt. He was good at his job, which made him job supervisor at the logging camp. He was always healthy, always on the go and always in great spirits. He loved teaching newbies how to cut trees down the right way.
One day, a newbie did not pay attention to what he was told. The tree he was working on fell the wrong way, right on top of the man who did not need health insurance, that healthy, active, logging supervisor. He was airlifted to the nearest hospital in critical condition with blunt force trauma injuries to the head and abdomen. His pelvis was crushed and he faced a possible leg amputation.
The supervisor did not get out of hospital for eight long and brutal months. He survived. His life could be pulled back together again. But could he pay for his medical care without insurance? No. It’s not about being too strong or healthy to need insurance. You need insurance for the events and illnesses you cannot plan for.
What would you do in a similar situation if you did not have health insurance to help defray expenses? Maybe it’s time to go online and find an affordable health insurance plan.
Despite what people think, there are low cost health insurance plans for those that work at home and those without jobs.
It is possible to get a low cost health insurance plan, and anyone that told you otherwise was mistaken. There are health insurance plans that suit the needs and the budgets of out-of-work Americans and Americans who work out of their homes. With determination and patience, you can find exactly what you need, at a reasonable price.
No one says you have to have all the bells and whistles, but it only makes sense to have a good, solid, basic health insurance plan in place for those “what if” moments in life that happen all the time without warning. Yes, there are millions out-of-work right now that are frightened to think they have no coverage and dread what would happen financially if they needed medical care. They feel they cannot afford to pay for it, since they have little or nothing coming in.
While that is an understandable point of view, it is also largely based on the false premise that there is no such thing as affordable health insurance plans. In direct contradiction to that myth, there are low cost plans available for those willing to search for them. Additionally, it is better to get a plan now, rather than wait for 2014 when no one really knows for sure what the price of health insurance will be. Now, it is fairly competitive and you stand a chance of it staying that way if you buy now.
Come 2014, you may pay less or you may pay more, and you may pay less to start, but have the price jacked up over time. If you want some control over what you get, now is the time to go online and start looking. In the long run, it is better to be covered than not, as not being insured guarantees you staggering medical bills, even for the smallest of procedures.
If you are ever in an accident and need to be in hospital, your bill could run into the thousands. Add in surgery, and it goes up even more. Do you want to live life on the edge, without health insurance, wondering when something is going to happen that would wipe you out financially? Most people would prefer the safety net of health insurance rather than a bill collector for the medical bills you cannot pay in the foreseeable future.
Clelland Green is with Benepath.com, a leader in providing health insurance quotes. Benepath provides individuals, families, and businesses with affordable health insurance quotes in just a few mouse clicks. To learn more, visit https://www.benepath.com.
If you don’t have health insurance and you need medical care, who is going to pay the bill? It is a tough question that many Americans are asking themselves these days. With health insurance in play, it means being well, because there is access to preventive care from your primary health care provider. If you don’t have health insurance and need care, you will have to go to an ER for help. The cost of an ER visit is over $1,000.
Do you have that kind of money to pay for services? Most patients don’t. On the other hand, if they had a health insurance plan in place, they would not be paying the full freight for the invoice. Food for thought. Do you want to be well or be bankrupt paying your medical bills?
To learn more and get a health insurance quote, visit https://www.benepath.com
Whether you are shopping for a new car or for health insurance, consumers like to research their options before making a decision.
When a sales representative asks, “Can I help you”, the most likely response is “I’m just looking around.”
Consumers say this to buy themselves some time to get more educated about their buying options and make an informed decision.
With Compare-Health-Quotes.com, health insurance shoppers become more educated not only about the health insurance plans availalble to them, but the corresponding health insurance quotes for each plan as well.
It’s as easy as 1-2-3.
- Enter some basic information including how many people you are looking to insure and what geographic region you live in
- Get health insurance quotes and plans from top carriers available in your region
- Apply online if there is a plan that fits your budget and needs
There is a health insurance plan on the market for everyone today. You just need to look for it.
Living in today’s high technology world is stressful. The economy is bad. People are unemployed in large numbers. The environment is doing odd things. The health care system is overloaded. Add this all together with just trying to live, and you get health problems. If you don’t have a health insurance plan to protect you, even if you are out of a job, you will be saddled with a huge medical bill when you need to see a doctor. That is a fact. It’s time to research health insurance plans.
At one time, the company you worked for or even the government offered health insurance plans. Not so much now, for the simple reason that they have become too expensive for employers. If an employer does keep a health insurance plan as a benefit for employees, the bulk of the costs are passed to the workers. They want to reduce their operating overhead by passing the buck – literally. As unfair as that might be, this still means you are in a situation where you need health insurance, or go bankrupt attempting to pay medical bills incurred for a sudden medical crisis you did not expect.
Put this into perspective. In a nutshell, those without health insurance these days can ill-afford to get sick. The catastrophic consequences of their illness, broken bone, surgery or other care, would put them in a desperate financial bind, with very few ways out, other than declaring personal bankruptcy. This is where choice hits the road. You choose to be well and carry health insurance, even on a strict budget, or you don’t buy health insurance figuring you will save money. You won’t save money, not when your medical bill for a broken wrist comes to well over $20,000.
Know what health conditions you and your family have before searching for a health insurance plan that suits your circumstances. Write everything out if you need to, and cross check your list with the information you find on the Internet. While many insurance websites have a wealth of details online, there is always something you need to know. Call and ask.
Do not assume that the cheapest health insurance plans are the ones that will work for you, just because they are cheap. You may end up with insurance that does not cover your specific conditions, or won’t pay for E.R. care. That means, you pay the bills and pay for a policy that does you no good. That makes no sense at all.
Clelland Green is with Benepath.com, a leader in providing health insurance quotes. Benepath provides individuals, families, and businesses with affordable health insurance quotes in just a few mouse clicks. To learn more, visit https://www.benepath.com.
There is a health insurance plan on the market for everyone today. You just need to look for it.
Living in today’s high technology world is stressful. The economy is bad. People are unemployed in large numbers. The environment is doing odd things. The health care system is overloaded. Add this all together with just trying to live, and you get health problems. If you don’t have a health insurance plan to protect you, even if you are out of a job, you will be saddled with a huge medical bill when you need to see a doctor. That is a fact. It’s time to research health insurance plans.
At one time, the company you worked for or even the government offered health insurance plans. Not so much now, for the simple reason that they have become too expensive for employers. If an employer does keep a health insurance plan as a benefit for employees, the bulk of the costs are passed to the workers. They want to reduce their operating overhead by passing the buck – literally. As unfair as that might be, this still means you are in a situation where you need health insurance, or go bankrupt attempting to pay medical bills incurred for a sudden medical crisis you did not expect.
Put this into perspective. In a nutshell, those without health insurance these days can ill-afford to get sick. The catastrophic consequences of their illness, broken bone, surgery or other care, would put them in a desperate financial bind, with very few ways out, other than declaring personal bankruptcy. This is where choice hits the road. You choose to be well and carry health insurance, even on a strict budget, or you don’t buy health insurance figuring you will save money. You won’t save money, not when your medical bill for a broken wrist comes to well over $20,000.
Know what health conditions you and your family have before searching for a health insurance plan that suits your circumstances. Write everything out if you need to, and cross check your list with the information you find on the Internet. While many insurance websites have a wealth of details online, there is always something you need to know. Call and ask.
Do not assume that the cheapest health insurance plans are the ones that will work for you, just because they are cheap. You may end up with insurance that does not cover your specific conditions, or won’t pay for E.R. care. That means, you pay the bills and pay for a policy that does you no good. That makes no sense at all.
Clelland Green is with Benepath.com, a leader in providing health insurance quotes. Benepath provides individuals, families, and businesses with affordable health insurance quotes in just a few mouse clicks. To learn more, visit https://www.benepath.com.
What does everyone want with a health insurance plan?
- Low copays
- Lots of doctors and hospitals in the network
- Extensive coverage
All at a low price.
On the surface, HMO’s can appear to be all of the above, but if you buy an HMO without looking at the details you could end up for a big surprise.
Many cheap HMO’s advertise the doctor’s office copay – the most widely used benefit in health insurance. But its when you end up in the emergency room or need surgery when you will be truly using your insurance benefits. And here is where you may end up with a problem.
Many HMO’s designed for individuals come with very high deductibles and coinsurance limits for those types of services. So everything is fine so long as all you need are a few prescriptions and to visit your doctor every once in a while, but then you end up owing $5,000 when you end up in the hospital.
So just be careful when you are selecting a plan and make sure you look at how much you might have to pay if you need expensive health care services.
Check out HMO Health Insurance Quotes at compare-health-insurance.com.
Act now to get affordable health insurance, before you are mandated to buy it in 2014.
It’s a funny world when the government tells you that you must have health insurance – or else you will be fined. While they appear to mean well and are hoping to have universal access to health insurance for everyone, regardless of their condition(s), people don’t much enjoy being told what to do. They enjoy it even less when being told what to do and what to buy will cost them money they don’t have.
It’s a tough situation for many Americans. Buy health insurance now, or later? Choose to go with the flow, get covered and be safe or pay a yearly fine and save money? That’s a bit of a misleading question, largely because paying a yearly fine for not having health insurance will not mean saving money. On the contrary, not having health insurance will still mean someone will have to pay the doctor’s bills, and that would be you. There is no savings to be had in the scenario.
Come 2014, health care reform says state plans will be in place for everyone and they will be subsidized by the government. One wonders where they will get the money to do that without pillaging the health care system, the military and a variety of other larger programs, but for now, why look a potential gift horse in the mouth? So, based on what the government says, by 2014, absolutely everyone will have a chance to have affordable health insurance.
By hook or by crook, the plan seems to be slowly moving forward. However, as with most legislation, there are scores of people who vehemently oppose it. Many are not insured by choice, and feel it is their right to have health insurance or not, as they see fit. They are adamant that government should not force them into a health insurance plan. There doesn’t appear to be any other option to this conundrum, other than paying a fine every year and if you can pay a fine every year, you have enough money to pay for an affordable health insurance policy.
Despite the fact that the government says the states will have health insurance for everyone, no one really knows if the government health insurance plan will offer sufficient coverage. Then what does someone do? Buy insurance because it is there and they must have it because they don’t want to be fined? This begs the question of why pay for insurance if it does not meet your needs. This is food for thought.
In the final analysis, in order to maintain some control over your own life and health, and not be forced into buying a policy later, start searching for an affordable health insurance plan now. Do your homework. Compare policies. Compare prices. Compare coverage. There are affordable health insurance plans out there, and better you get them now, rather than later.
Clelland Green is with Benepath.com, a leader in providing health insurance quotes. Benepath provides individuals, families, and businesses with affordable health insurance quotes in just a few mouse clicks. To learn more, visit https://www.benepath.com.
Pricing health insurance may well give you a headache, because it seems like every site you visit is quoting different figures. In fact, you may even find the same health insurance policy on several sites and discover wildly different costs.
The reason for that is health insurance companies set their own rates or, you could look at it another way, and that is that they charge what they think the market will bear. So, shop around and you may be pleased to discover you can so get a good deal on health insurance. Just because one site has a higher price for a policy does not mean that policy is any better than a policy on a site with a lower cost. It only means the first company thinks they can charge more. Evidently, they can too, as people are obviously paying those prices. Be smart and shop around. It could save you bucks.
To learn more and get a health insurance quote, visit https://www.benepath.com